LockByMobile

Project by SMART E-MOBILE INC.,

PROJECT BRIEF:

LOCKBYMOBILE is the world's first mobile-based , anti-fraud security service that empowers card users to "lock " and "unlock" their automated teller machine (ATM) , prepaid, debit, and credit cards with the use of their smartphones.

This latest innovation developed by SMART e-Money, Inc., (SMI), the digital financial services arm of Smart Communications , Inc. ( Smart), is in response to the rising number of fraud cases involving ATM and credit card transactions.

The Bangko Sentral ng Pilipinas has earlier reported that over a thousand incidents of ATM fraud and scams took place last year involving approximately P220 million , 13 percent higher than the 175 million that was recorded in 2012. Fraudulent practices that have victimized cardholders over the years include cash and card trapping, shoulder surfing,use of information from carelessly discarded ATM receipts, card skimming , and cloned cards.

LockByMobile is an innovative mobile financial solution that was developed to address a common pain point of any cardholder-that of having the power to protect one's card accounts in a simple yet powerful an convenient way.

It provides an additional layer of security by enabling any card holder to block and un-block the use of the funds in his cards with a few taps on his smartphone. This can be quickly implemented by banks, and provide greater peace of mind to payment card users amid the increasing incidence of identity theft.

Using SMI's proprietary, patented and Payment Card Industry-Data Security Standard certified platform, this mobile application can be downloaded via Google Play or Apple Store. This will be made available to card issuers worldwide using smartphones provided by any mobile network operator.

LockByMobile allows you to "lock" and "unlock" your accounts at different levels- by account, by channel , or by transaction settings.

Through locking by transaction, a cardholder can set an amount threshold ; limit the types of merchants where the card can be used; and limit transactions to certain countries and currencies . This is very relevant protection when the user is not using the card like when traveling overseas.

Meanwhile , selecting channel lock allows the user to specifically lock access to an ATM withdrawal , point of sale terminal , online purchase , mobile banking, or money transfer.

Under the settings , the account can also choose to specify ,which particular card account enrolled in the mobile app should be locked or unlocked.

LockByMobile also has built in fraud alert mechanism which are preventive rather than reactive ,ensuring that a transaction will not push through unless it is within the security setting set by the cardholder.

If the card has been skimmed or used by an unauthorized individual , the cardholder will be alerted immediately through his mobile phone and the attempted transaction will not be completed . This will save the card owner from filing complaints with the banks for unauthorized transactions.

The latest innovation from SMI is seen to further push the adoption of electronic payments in a country where majority of purchases and transactions are still done in cash.

Lasallian Scholarium Awards Exhibit  at Greenbelt 5 celebrates outstanding stories on Youth and education

Manila, Philippines - De la Salle University launched " Be Part of the Story: The La Sallian , Scholarum Awards Exhibit " last October 27 at the Greenbelt 5 Fashion walk. The Exhibit have been viewed from October 27 to October 30, 2014.

The LaSallian Scholarum Awards (LSA) is an annual recognition program that honors outstanding stories on youth and education by campus and professional journalists. Incepted in 2004 , the LSA marks its 11th year with an exhibit that showcases the winners of the Lasallian Scholarum Awards.

In attendance for the unveiling were DLSU Vice Chancellor for Lasallian Mission Br. Michael Broughton FSC, Dean for Student Affairs Ms. Fritzie Ian De Vera , Office for Strategic Communication Executive Director Jose Mari Magpayo , and award winning broadcast journalist Howie Severino . Severino was the evening's keynote speakerr , having received the Lasallian Scholarum Award for Outstanding Televised  Feature on Youth and Education in2005 ( Little Bad Boy : Binatang Rizal sa Europa ) and 2009 ( Papa, Papa, paano ako ginawa).

The exhibits that have been displayed for the general public are artistic renderings of stories that have won the Lasallian Scholarum Awards, an online quiz, a reporter for a day, photo booth , a scale model of the award winning Sikat II , and an interactive hub for easy access the the Lasallian Scholarum Winners Folio Volume 2. The Lasallian Scholarum Awards Sculptures by notable artists Ramon Orlina and Daniel dela Cruz were also displayed.

" Be part of the story", was made possible through the University's partnership with Ayala malls, Microsoft, Globe telecoms and Red Cross Youth.

Reference:

Donna Patricia L. Manio
Office for Strategic Communications
Tel . 524 46 11 to 246
Email: manio.donna@gmail.com

60th Year of German and Philippines Bilateral Relationship Celebrated:

The very handsome Ambassador of German Embassy to the Philippines , Tomas Ostrowski whom I've met personally in the coffee table launching of Senior Rodriguez "Front Pages" in Fairmont Library cum cafe invited me personally to come on his Embassy sponsored celebration, for the 60th German -Philippine bilateral relationship .

His excellency overall messages was enthusiastically applauded with so much gusto , with an over flowing authentic beer from Germany , delicattessen sausages, european cheese and preserved jams, cucumber and olive. Red and white wine from the old europe was served also.

Your EDSA 1989 non violent uprising was the main inspiration why Germany opted to have the reunification , paving more to the dismantle the long overdue wall of division haunted us from EAST to WEST.

The New German today after that 25 years of reunification is able to freshly gained and celebrate with the Philippines the 60th anniversary of having forged of mutual relationship for trade , diplomacy , people to people, educational exchanges , cultural enrichment , sciences and designed collaboration have a reason to start fresh and a new.

"Tonight we are celebrating the 60th Friendship and Cooperation of Germany and the Philippines , cooperation of democracy and freedom , acknowledging enshrined human dignity for each person , for which this friendship is manifested", ambassador Tomas said.

Extending his warm recognition to the economic performance of President Ninoy Aquino III, the German government and its people have been Philippines biggest trading partner reaching 4.7 billion Euro for 2013 alone, foreign direct invested by almost 100 German Companies which totaled for about 70 billion Euro ranging almost half of all total investment in whole of Asia.

The Philippines known for being the worlds greatest supplier of natural resources ( raw materials),is on upswing of rapid development.

The new milestone for the German-Philippines relationship from time of its oldest establishment of Chamber of Commerce ( in Asia), is the establishment of framework for social security arrangement , this very impetus evidence for a new politics and economic renaissance for the German-Philippines relationship.

From the time the people of Hamburge entrenched the deep relationship to the Philippines it "enriched futher more the diplomacy, political , when the Philippines tries to reach , solidify, strengthen its commitment to pass, enact the BBL Bangsamoro Law ,promoting to advocates the rule of law .

" The German position advocating peace and decorum for the settlements of Philippines maritime disputes with its neighbors ", hence the German people is committed for the Philippines to impart ,new ways to solve climate change , strengthened its capabilities for disaster response , and the German Ambassador personally thanks all the people of Germany for generosity in helping the Filipinos , assisting its victim of Yolanda ( Haiyan storms).

Now, the German and Philippines is even closer to each other despite of its 10k km apart , its comes to a point of new milestones . There are 30 thousand German citizens in the Philippines, and there are 15 thousand Filipino residing in Germany. From the time the Philippines establishes its Philippine consulate office in Germany since 1954 , 10 years after the two became inseparable for the trade engagement. Germany became the Philippine largest trading partner to Europe ,equating to 7 billion USDollar.

The very fundamentals of this bi lateral relationship is recognizing human rights, rule of law and Philippines sense of Justice. Fundamentals for the German Industry to keep trade in the Philippines is its commitment to be open minded.

German -Philippine relationship ushering the 60th year of mutual respect, from time of 1963 state visits of German President to the Philippines, and the personal visitation of President Corazon C. Aquino in 1989, followed by state visit of President of the Republic of the Philippines Fidel V. Ramos in 1994 .

"On Celebrating German Reunification , the fall of Berlin wall since 25 years ago "November 1989", this creates a new Future for German and Philippine Bilateral relationship.

This article is powered by Apple Mac , Family Lounge , Greenbelt V , Ayala Malls , Makati City Philippines 

Henry Estipona
Philippines

www.on-linexpress.blogspot.com

Unlike

Community of Sant' Egidio , Department of Justice , City of Mandaluyong all in One , for the 1st Asia Pacific Dialogue on Human Rights and Respect for the Dignity of Life  " No Justice with out Life" 

Ambassador Massimo Roscigno , Ambassador of Italy to the Philippines guest of honor in the 1st Asia Pacific Dialogue on Human Rights for the Dignity of Life with a theme " No Justice without Life " organized by Comunita di Sant Egido in collaboration with EU ( Europeaan Commission ), Embassy of Italy in the Philippines, Department of Justice, Parole and Probation Administration Dept. of Justice and the City of Mandaluyong, Philippines held at EDSA Shangri - La Plaza Hotel, Mandaluyong City Philippines last October 27-28, 2014.

Ambassador Massimo Roscigno speech whole heartedly reflects his passion for the abolishment of capital punishment encouraging participants of the dialogue to do other wise " may this speech may compel every man to detest any form of capital punishment".

The Country of Italy is a staunch supporter for life , and its against deathe penalty since its modern era of Italy's political history from 1948. However its ancient form of detestation with the capital punishment can be traced back since 1789 when the (Duchess ) King of Tuscany abolish any form of death penalty on its Kingdom ship. Then from that time up to the 1861 and the pre union of UK and Tuscany that Death Penalty have not been in the Italy's mantle of judicial punishment.

In the early 1900's , the United Nation lay down the moratorium for the imposition of death penalty , leading its way for the campaign its abolishment . The efforts have been a success from the all member of estates, together with the Comunita Di Sant' Egidio , the idea of the First Asia Pacific Dialogue on Human Rights and Respect for the Dignity of lIfe ", came about. When several of distinguished Filipino policy makers (LGU) local government unit like Mayor Ben Abalos , known as advocates for life was invited to attend the Foriegn Ministers meeting in Rome Italy and the rest of European Parliament discussing about the total abolishment of death penalty through the world, that was two ago. During that meeting , that the idea of Manila approved immediately , to host the "1st Asia Pacific Dialogue on Human Rights and Respect for the for the Dignity of Life , in the person of life advocates himself Mayor Ben Abalos.

"EU, is a strong supporter and and its against Death Penalty", according to Ambassador Massimo Roscigno.

The ambassador himself takes pride , that such great advocacy such as historic as Rome would takes place and have a meaningful impact in the rest of the country's in the Asia Pacific starting from Manila.

The Ambassador himself , explained further that the estate economic indicator would not only be measured by the Gross domestic products , nor a ratios better exemplified by income to capital, debt to equity , but rather economic growth with a human face , by implementing a program able to respect the human dignity , the very basic for the life to exist its self . Because life is priceless . What is progress if the state and its civic programmed hampered the ethical values and the right to life.

The ambassador , himself encourage for all the participants for the '1st Asia Pacific on Human Rights and Respect for the Dignity of Life " with a theme " No Justice without life", be avenue for the participants to further debate,discuss, divergence,collaborate and shared thorough out Asian friends the shared value , and respect for the human life.

The Ambassador Massimo Roscigno , likewise greeted all Filipino and the Philippine Government , the EU, the Comunita de Sant' Egidio for the right vision and best success of the dialogue, hoping the success to be replicated from all international government.

Noted personalities who participated in the " 1st Asia Pacific Dialogue on Human Rights and Respect for the Dignity of Life " No Justice without life" , Brenda Caldries Program Officer , European Union Delegation to the Philippines, Sotheavy Chan, secretary of State , Department of Justice Cambodia, Alberto Quattrucci , secretary General for Peoples and Religious Community of Sant Egidio, Mario Marazziti, President of the Commission for Human Rights of the Parliament , Co founder of the World Coalition against the Death Penalty , Italy . , Arthur Laffin ,founder of the Association Murder Victims Family for Reconciliation , USA., George Kain,Police Commissioner , Town of Ridgefield, Connecticut USA, Professor , Division of Justice and Law Administration, Broderick Pabillo , D.D , Chairman , Permanent Committee on Public Affairs, Catholic Bishops Conference of the Philippines, Ryuji Furukawa , Buddhist Monk , Schweitzer Temple Japan, Sudheendra Kulkarni, Chairman of Observer Research Foundation in Mumbai India, Abdulhusin M. Kashim , Former Dean and Lecturer of Islam and Muslims in the Philippines, Expert on Islamic issues and Muslims in the Philippines, Leonardo Tranggono Community of Sant Egidio, Lorenzo R. Tanada III, Ismael J. Herradura, Associate Professor & Chairperson of Masters Degree Program University of Iloilo, Manuel L. Co, Administrator ,of Parole and Probation Administration , Department of Justice, Francisco Baraan, III, Undersecretary , Department of Justice, Benjamin 'Benhur" Abalos, Jr., Mayor City of Mandaluyong , Monico Puentebella , Mayor , Bacolod City , Region VI, Dr. Janette Paduea , Chief Parole and Probation Officer , Special Assistant to the Administrator., and lastly but not the least Leila M. De Lima , Secretary of the Department of Justice , Philippines.

Messages from the World regarding the sanctity of life was delivered via television by Pope Francis "declaration for the abolition of the death penalty in the world", and from Ban Ki-Moon, Secretary -General of the United Nations.

This article is powered by Apple Mac, Family Lounge ,Greenbelt V, Ayala Malls , Makati City , Philippines

Henry Estipona,
Philippines
www.on-linexpress.blogspot.com

How Datu of today viewed the Philippines and the World.

Datu is considered a prince of a barangay , the traditional form of governance in the Philippines during the Malays era or before the Spanish Emperial conquestadores .

Datu is the walking depository of oral history of their own locality or ethnography where they belong. Their mandate is to implement the rule of law ( customary), ensure the existence of tribal against other tribals.

Datu Ireneo Perez Rico, of Macapilapay Purok 8 , Barangay San Toribio Esparanza , Agusan del Sur is a Datu who is "on fire" on the modernization of systems politics, economy, society norms and ways, that goes if not complimentary treatens the very core of Datu systems and their way of life and even their habitat which is the forest.

Datu Ireneo Perez Rico is a delegate representing his clans in the two days of 2nd National Conference on Indigenous Peoples and Local communities Conserved Areas and Territories held at Crown Plaza , Ortigas Center , Pasig City , Philippines.

" The Ortigas Center especially the city is overwhelming ", imagine and looking from the 40th floor of St. Francis Tower which I booked, I saw the vastness of the city".

Datu as position relegated is privilege . But its only given to the anointed sons from the eldest of the certain family. Its could be inherited and one could be trained from the fathers mentoring.Sometimes one could be appointed to position when someone shown and bears deep respect among the peers of old faternal groupings or when one have done something for the admiration of the whole tribe . It is if by some one have caught (hunt) extraordinary beast from the forest, or save the tribe from the treat of extinction .

Customary Law provides the fairness and sense of justice , peace and equity in dealing day to day living with the tribe and in dealing with other tribe. Its purely based on commonsense of what is tradtionally belief of what is right and wrong. Its unwritten yet carry the fatherly concerns , encompassing from Datu's immediate family and to the whole trbe.

Courtship ,Datu's experience era on courting woman is through songs.
Through his friends from the local migrant from Ilocus region , who tought him the songs of Eddie Perigrina and even Elvey's Presley.

Initiation rites , this is purely mans world. The passing of boy to a man is something regarded a sacred ritual.

Herbs as medicine , indigenous people live by nature.The environment of forest is where they live their livelihood. Where every one has enough according to his catch. " We have our historic delineation for each part of the forest where we apportioned which is best for hunting livestock, to gather fire woods, to get fresh water to drinks, to get for our fruits and foods, to get something herbs for our medicine. Each delineation is symbolized with a tree , shrub or stone.

Rituals and traditions, our own way of dealing with the unseen or the almighty and 'bathala" through songs , personal conversation is very intimate for which only Datu or Baylan could only manage to comprehend.

Family wife as permanent (no deductions but sometimes may allowed to add in).

Land sense of ownership ,entitlement ,inheritance : according to Datu Ireneo Perez Rico being a Datu " macalipay", its that we belong to nature, and nature belong to us. Sense of ownership is immaterial. However as time progresses where sens of permanency comes upon us its the delineation by terrain , topography natural dominion defines with by a boundary of familiarity. Sense of ownership is intangible and abstract form of control where common sense of ownership means to share for every one , because all belongs to nature.

Approach to modernization , according to " Datu Macalipay", living in a tribe " means a simple living, we have a herbalist who act as doctor". "Prenatal diagnosis is just simple. By a native chicken egg , massaging it in the skin belly of the pregnant woman, we can be able to distinguish if the baby is healthy , a boy or girl". " How ever to day , the old norms of delivering a baby will be no longer be applied . Because most of the trbie woman, eat junk foods where nutrients and their innate strengths cannot afford to carry the pain of traditional birthing delivery. They have to summoned to the way of new birthing and even caring after birth sense their bodies is no longer immune to the old ways where nutrients from the raw ,slow foods is very effective as what we have been".

"About the cellphone, Indigenous people today uses cellphone already. " I have a daughter who happens to be schooled by nun , and she is now a teacher. Yes she uses cellphone already. ", per Datu Ireneo Perez Rico " Makalipay".

What worried , Datu Macalipay is the divide and conquer tactics by the for pay guards of the Mining Company operating in Agusan del Sur and renegade army of the New Peoples Army for both side fight for the " natures money " bribe to operate a mining with in the sacred places , declared for by the tribe ancestors.

"Hence, what bothers me " when science confronted the issue of recording our way of living, there are certain ways for which " conversing with our baylan "god" through an intimate oracle ' recitation" where meaning is only at the state of mind between baylan and the ONE."

Likewise , " our tested medicinal herbs , if put tested and proven by science , and manufactured in mass produce for profit , for whom who benefit for these , are we the indigenous people".

"Good to say, that living in the old norms is now an lifestyle options for everyone , yet entails cost , but is this norms means are we going back in times?" , as per Datu Irene Perez Rico " Macalipay".

Its the peace loving "indigenous people that gets comprise" aside from the environmental impact of the mining , their very way of life is "on fire".

Partners for the today's conference on Indigenous Peoples and Local Communities Conserved Areas and Territories are Bureau of Biodiversity, gef, UNDP , PAFID, Bukluran ICCA Consortium, ptfcf, National Commission on Indigenous People, giz Deutsche Gesellschaft fun internationale Zusammenarbeit (GIZ) GmbH on behalf of the Federal Ministry for the Environment Nature Conservation and Nuclear Safety of the Federal Republic of Germany.

Henry Estipona
Philippines
www.on-linexpress.blogspot.com

Communita di Sant' Egidio and EU together with Philippine Department of Justice , Repubblica Italiana, Philippine Department of Justice Parole and Probation Administration , City of Mandaluyong hosted the 1st Asia Pacific on Human Rights and Respect for the Dignity of Life with the theme " No Justice without Life" from 27th to 28th 2014 of October ,held at EDSA Shang-La Plaza Hotel , Mandaluyong City , Metro Manila Philippines.

Today's opening session is being graced with the presence and a welcome address by Hon. Benjamin " Benhur" Abalos , Jr., Mayor , City of Mandaluyong , Metro Manila .,Massimo Roscigno , Ambassador of Italy to the Philippines , Brenda Caldries Program Officer , European Union Delegation to the Philippines .

Messages from the World via a video presentation Pope Francis about the declaration for the abolition of the death penalty in the world, Ban Ki-Moon , Secretary -General of the United Nations. Sotheavy Chan Secretary of State, Department of Justice of Cambodia personally delivers her message and her country's view for human rights and respect for the dignity of human life , her opinion against capital punishment.

Mr. Alberto Quattrucci ,Secretary General for People's and Religions Community of Sant Egidio explained the practicability of the the said event.

Leila M. De Lima , secretary of the Department of Justice , Philippines delivers a key note address on behalf of President Benigno C. Aquino ,President of the Republic of the Philippines.

Mario Marazziti , president of the commission for Human Rights of the Parliament , Co-founder of the World Coalition against Death Penalty, Italy gave his message on " The global campaign for the abolition of the death penalty ".

Personal testimony as a witness was given by Arthur Laffin , founder of the Association Murder Victims Family for Reconciliation , USA , and George Kain , Police Commissioner , Town of Ridgefield, CT Professor , Division of Justice and Law Administration is given from the plenary with deep conviction from their personal conviction.

Religions authority , talks on the Value of the Life and their stands on the abolition of capital punishment , from the chairman , Permanent Committee o Public Affairs , Catholic Bishops Conference of the Philippines Bishop Broderick Pabillo , D.D.

Buddhist Monk, Schweitzer Temple ,Japan Ryuki Furukawa talks their contribution effort in easing the Japanese Judicial system to abolish death penalty, Sudheendra Kulkarni , Chairman of Observer Research Foundation in Mumbai , India invited todays participants to join him in convincing the government of India to abolish capital punishment . Abdulhusin M. Kashim ,former Dean and Lecturer of Islam and Muslims in the Philippines , Expert on Islamic issues and Muslims in the Philippines defines life and Justice on the perspective of Muslims way life, culture based on on their holy book "Koran".

Henry Estipona
Philippines

Pelikula , 2014 Annual Manila- Spanish Film Festival



Embajada de Mexico En Filipinas, official entry in the annual  Spanish Film Festival " Pelikula " " i loco for El Cine" is a documentary film regarding the current flight of sea , oceans , and its rich biodiversity eco system . 

Featuring the northwest coast of Mexico , the tranquil , panoramic view of the vastness coast of Mexico is very beautiful to account. 

The documentary film correlate the relevant issues of climate change directly causes by the massive carbon dioxide fumes from the rapid urbanization of the modern times.

Its glad to know , that Mexico itself the precursor of the old trade connections of the East to West via its galleon trade is having a tribute to the sea. 

If the old trade routes was via sea was put to an due to the catastrophic plague of World War II, the modern times plague of to day that we must wage and win to war is the ill effect of climate change.

The film screening was highlighted with the presence of the Mexican Ambassador in the Philippines,

Instituto Cervantes Director Carlos Madrid, and Mr. Hugo Garza Mexican Embassy Philippines administrator.

Henry Estipona

Philippines